Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate's unique experiences, background and perspectives andprovidesa collaborative environment for all employees to grow and thrive.

As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for "Best Bank" and "Best Commercial Bank" from the readers ofSan Diego Union-TribuneandOrange County Register. Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for "Overall Client Satisfaction" in Small Business & Middle Market Excellence Awards.

We are looking for aCommercial BankerinFresno, CA. This role focuses onacquiringand servicing commercial loans, commercial real estate loans and bank servicesin accordance withindividuallyestablishedbusiness development goals.

Essential Functions:

• Acquires, manages, and services commercial loans, commercial real estate loans and bank services in accordance with individually established business development goals.
• Strong business development, interpersonal communication, internal and external relationship focused.
• Achieves annual Managed Portfolio Growth goals.
• Demonstrates clear understanding of risk management and covenant tracking procedures.
• Responsible to make presentations regarding bank products and services to prospective clients and company principals, perform underwriting functions and continually monitor credit quality.
• Other standard Middle Market practices or duties as assigned.
  

Qualifications:

• Ideal candidates have a Bachelor's degree in business, finance or a related field.
• Must have at least 4+ years Middle market lending and business development expertise
• Strong credit underwriting skill set, needs to know how to take a deal from beginning to end.
• Knowledge of bank products and commercial lending techniques and procedures.
• Ability to expand loans, client relationships and cross sell bank products.
• Familiarity of the sales, loan processing and closing processes.
• Strong underwriting skills in C&I and CRE ideal.
• Ability to interview loan applicants and have good perceptive on character judgment.
• Ability to structure loans and monitor credit performance.
• Working knowledge of software applications, including MIS, word processing and spreadsheets.

Benefits:

• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts
• Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits, including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products

This position is eligible to earn a base salary in the range of $100-184Kdepending on job-related factors such as level of experience.